Blue Spruce Federal Credit Union Auto Loan Rates
2022 Overview
General Credit Union Information
Blue Spruce is an NCUA insured institution located in Lakewood, CO. It was founded in 1969 and has approximately $5.35 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 19845 |
| Date Established | 1969 |
| Assets | $5.35 million |
| Loans | $1.90 million |
| Deposits | $4.90 million |
| Capital | $0.44 million |
Deposit Rates - July 7, 2022
Your Current Location: New York, NY 10007
We do not yet have rates for Blue Spruce
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Loan Rates - July 7, 2022
Your Current Location: New York, NY 10007
There are currently no loan rates available for BLUE SPRUCE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment | Learn More |
|---|---|---|---|---|---|---|
 NMLS ID: 1429243 | 5.053% | 4.990% | 0.75 | $1,790 | $1,341 | Learn More |
 NMLS ID: 3030 | 6.266% | 6.125% | 1.00 | $3,750 | $1,520 | Learn More |
 NMLS ID: 424182 | 5.456% | 5.375% | 0.88 | $2,270 | $1,400 | Learn More |
 NMLS ID: 399798 | 5.939% | 5.875% | 0.75 | $1,735 | $1,479 | Learn More |
Featured - New York Home Equity Line Of Credit Rates 2022
| Lender | APR (%) ? | Monthly Payment ? | Learn More |
|---|---|---|---|
 Bethpage Federal Credit Union See Table | Intro APR 4.240 % After Intro: 5.500 % Intro Period: 12 months | $25,000 | Learn More More Info |
Home Equity rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan-to-value restrictions apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to $500,000. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Published rates and terms based on primary homes. Home Equities not offered in TX. $5.00 minimum share account required. Membership conditions apply.
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Note to BLUE SPRUCE
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Branches
Below are Blue Spruce branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York,New York
Blue Spruce Locations
Climate Initiatives
BLUE SPRUCE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Blue Spruce Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Blue Spruce. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Blue Spruce | U.S. Average |
|---|---|
| 1.89% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Blue Spruce had $8,447 in non-current loans and $0 in owned assets. To cover these potential losses it had $438,478 in net worth and $8,893 in loans loss reserves. That gives it a Texas Ratio of 1.89%.
Net Worth
| Blue Spruce | U.S. Average |
|---|---|
| 8.19% | 12.36% |
Blue Spruce FCU has a net worth of 8.19% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Source: https://www.bestcashcow.com/credit-unions/blue-spruce-19845
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